![]() ![]() Or that house you plan on buying in a few years. This Excel expense template provides a straightforward spreadsheet format and calculates totals for you. How much do you need to save to reach your goals? Here’s where you set aside money for your emergency fund. Download Monthly Income and Expense Template Excel Smartsheet Use this template to track both income and expenses on a monthly basis. No need to skip dinner at your favorite restaurant - but try to plan ahead for it financially, if you can. ![]() Rewarding yourself can help motivate you to stick to your budget. These are the expenses that can easily lead to overspending. That could include your insurance premiums, home maintenance costs, or tuition. Think about these as one-off costs, or something you may not pay every single month. 2, Enter your estimated monthly income and expenses to better understand what changes you should make to live within a budget. You should also consider debt repayments like student loans or credit card bills. Like rent or mortgage, car payments, and your phone bill. This section is for the bills you pay on a regular basis. Oh, and don’t forget to count alimony, child support, your tax refund, side hustle income- all the money you get besides that paycheck from your 9-5. If it fluctuates, list the average amount on your budget. This portion of your budget is for the extra bucks you bring in every month. Like taxes, 401(k) contributions, and insurance premiums. This is your income amount after all the deductions. We rounded up a few examples for each section to make building your budget a little easier - whether you decide to use our template (scroll down to check it out), or go with a more traditional method like cash stuffing. Create your monthly budget to learn how much youre earning, spending and saving Money Coming In To Me Monthly. And how exactly do I break down my budget?
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